Overdraft Protection

Everyone makes mistakes. That's why we provide this convenient service automatically with every checking account we offer. If you write a check for more than you have in your checking account, we'll automatically transfer the amount needed from your Share account (if sufficient funds are available in your Share).

This protection avoids costly insufficient funds fees and other fees imposed by the receiving party. There is a $5 per transfer fee, and you are limited to six transfers per month.

Summary
  • Automatic transfer to cover overdraft*
  • Included with every Ocean Communities checking account
  • Eliminates costly insufficient funds fees
  • Protects against balancing errors
  • Limit to six transfers per month
  • $5 for each overdraft transfer
Overdraft Protection

Interested? Reach out to us to learn more.

*If you have the available funds in your savings account.