Rates

Kasasa Cash

BalanceDividend RateAPY*
$10,000 and less1.99%2.01%
$10,000.01 and more0.50%0.50%
Qualifications not met0.05%0.05%

Kasasa Saver

BalanceDividend RateAPY*
$50,000 and less1.01%1.01%
$50,000.01 and more0.50%0.50%
Qualifications not met0.05%0.05%

Savings (Share) Accounts

BalanceDividend RateAPY*
$100,000 - and over0.10%0.10%
$50,000 - $99,9990.10%0.10%
$20,000 - $49,9990.10%0.10%
$5,000 - $19,9990.10%0.10%
$500 - $4,9990.10%0.10%
$250 - $4990.10%0.10%
Under $2500.00%0.00%

Money Market Accounts

DescriptionDividend RateAPY*
$100,000 and over0.40%0.40%
$50,000 - $99,9990.35%0.35%
$25,000 - $49,9990.25%0.25%
$5,000 - $24,9990.15%0.15%

Youth Savings

DescriptionDividend RateAPY*
Marty Moose0.10%0.10%
Student Plus0.10%0.10%

Other Accounts

DescriptionDividend RateAPY*
Passbook IRA ($5 and over)0.25%0.25%
Clubs (no minimum)0.10%0.10%

Share Certificate Accounts and IRAs**

TermBalanceDividend RateAPY*
6 Months$500 and Over0.45%0.45%
1 Year$500 and Over0.65%0.65%
2 Year$500 and Over1.00%1.00%
3 Year$500 and Over1.24%1.25%
4 Year$500 and Over1.49%1.50%
5 Year$500 and Over1.74%1.75%

Loan Rates


At Ocean Communities, we offer a wide variety of loans to our members. We have great rates and terms on loans for new and used cars, trucks, and recreational vehicles, including motorcycles, boats, snowmobiles, ATVs, and motor homes. We also offer a full array of mortgage products, including loans to buy a new home, refinance your existing home, and home equity loans and lines of credit to help you with that special remodeling project. We invite you to call and make an appointment to speak with one of our sales representatives at the branch office most convenient to you. We will work closely with you to find a personalized lending solution that best fits your needs.


*APY = Annual Percentage Yield


Fees may reduce earnings.


**A penalty may be imposed for early withdrawal